Frequently Asked Questions

Are gun trusts complicated?

Not at all. The process might look complicated from the outside, but our easy-to-follow instructions and documents walk you straight through it.

How long does it take to get my documents?

Your trust documents are delivered instantly and placed in your QR Trust Vault, so they are there the moment your order is complete. If your order needs a human double-check, we will take the extra time and you will still hear from us promptly.

Are there recurring costs, and can I change my trust later?

You pay once. Zero. Zilch. Nada. All changes after that are free, forever, and the amendment templates are included with every order. Start here: 199trust.com/change-request. (Trust issued before July 2016? It needs the ATF 41F amendment; you’ll find it here.)

How many NFA trusts have you done, and how long have you been in business?

We started in August of 2012. Since then we’ve completed more than 30,000 trusts, and not one has been denied or delayed by the ATF. Not convinced? Hear it from a random sampling of our customers instead.

Can I have more than one trust, or more than one item?

Yes to both, with no limits. Plenty of customers split gear between projects or properties, and one trust can purchase and hold an unlimited number of items.

Should I transfer my personally-registered NFA items into a trust?

Yes, and since January 1st, 2026 it’s completely free (the old $200 stamp fee is gone entirely). It’s worth doing: multiple people can legally possess your items, your beneficiaries avoid probate (ATF Form 5, also free), your estate planning is clearly spelled out, and you can add or remove Co-Trustees as life changes. You’ll file a voluntary Form 4 for each item, same as buying new, just without the $200. Since October 9th, 2026 that Form 4 is voluntary rather than required for suppressors, SBRs, SBSs and AOWs, but it’s still how a registered item moves from your name into the trust, and some states require the registration itself.

Did the October 2026 ATF change make a trust unnecessary?

No, and the reasons for a trust never depended on the tax stamp. On October 9th, 2026 the ATF stopped enforcing the NFA approval and registration requirements for suppressors, short-barreled rifles, short-barreled shotguns and AOWs, and made Forms 1 and 4 voluntary for those items. That is enforcement discretion, not a repeal, and there is no automatic grandfathering if enforcement resumes. What a trust still gives you: a degree of separation between you and the items, no probate, a written distribution plan for your beneficiaries, co-trustees who can legally possess and use the items while you are alive, and a structure already in place if the rules change again. About 30 states still tie these items to federal registration in their own statutes, so registering voluntarily in the trust name is often the only way to be legal at home. Machine guns and destructive devices are unchanged: full NFA, $200, mandatory approval.

How do Co-Trustees work?

The people allowed to possess your items without you present are your Co-Trustees. They must be 18 or older and legally allowed to possess firearms, and each one signs and notarizes the trust plus submits fingerprint cards and photos with any Form 1 or Form 4. There’s no limit to how many you can have, they can live in other states (check that state’s laws, and file an ATF Form 5320.20 if items move across state lines), and the included amendment templates make it easy to add people when the time comes. One warning: if a trust service or lawyer sells you documents letting anyone other than a Co-Trustee possess the NFA items, run far and fast.

Can minors be beneficiaries?

Yes. Should you pass before they turn 18, a Co-Trustee or the Successor Trustee holds the items until they come of age and can take proper distribution.

Are your trusts multi-generational?

No, they are living revocable trusts. Multi-generational trusts are gimmicky, especially for NFA items. With 41F regulations and property passing to beneficiaries tax free via ATF Form 5, they’re pointless and overly complicated.

When do I add items to the assignment sheet?

When you physically possess the serialized property and it’s legally the Trust’s. Making an SBR or suppressor on a Form 1? You already have the host, so assign it to the trust before you file, so the trust is the maker. Buying a machine gun or destructive device? Those still need the approved Form 4 before the dealer releases it. Buying a suppressor, SBR, SBS or AOW? Since October 9th, 2026 a dealer can hand it to you on a Form 4473 with no ATF approval, so you can assign it right away. One exception: if it was approved to you personally on a Form 4, it’s in your name in the registry, and a voluntary Form 4 from you to the trust is still needed first.

Do I need to register the trust with my state, open a bank account, or fund it?

Registration depends on where you live: most states don’t require it, but some do, and a quick call to your county records office will tell you. A bank account is optional; your documents are suited for one, just grab an EIN at irs.gov. And if you want to fund the trust so it isn’t sent in blank, the classic $1 bill works: Make: US Federal Reserve. Model: $1 bill. Serial#: XXXXXXXX.

I have my gun trust now. What next?

Once your documents are signed and notarized, submit a copy of the trust paperwork with your ATF Form 4 or Form 1, plus Form 23 with fingerprint records and photos for each responsible person, when you’re ready to purchase. Your local Class 3 dealer will help with the paperwork, and a Cerberus LiveScan dealer can handle fingerprints, photos, and eForm submission in minutes. Find your nearest dealer with our locator. Otherwise the trust doesn’t get submitted to the ATF. We keep only the unfilled copy from your order, so make extra hardcopies and digital backups of the completed trust.

What free tools are included with my trust?

Two big ones. The QR Code Trust: an engravable QR code (SVG for lasers, PNG for printing) linked to a secure view page with digital inventory, distribution management, and storage for tax stamps and supporting documents; view pages are encrypted and you can delete yours anytime. And Clanka, our trust assistant chatbot: it runs on an open-source AI model (not a big provider), remembers your trust details so you never re-explain yourself, keeps conversations private and encrypted, and never touches sensitive data. Start with the QR Vault at 199trust.com/qr-trust

Can my own AI agent work with my trust?

Yes. Every trust comes with its own agent key, scoped to that trust and to your role – settlor, trustee, or dealer. A settlor can change anything, a trustee only what their role allows, and a dealer can read and file amendments. Changes need your confirmation, and every action is logged.

I have an NFA-specific question. Can you help?

We’ll do our best and we’re knowledgeable, but the best source for up-to-the-minute NFA answers is the ATF’s NFA branch at (304) 616-4500 or nfafax@atf.gov. They’re all cool cats up there and often go out of their way to take care of you.

Why do birds suddenly appear every time you are near?

Just like us, they long to be close to you.